Envoy Mortgage specifically the St. Louis, Missouri branch is led by Gary W. Bussard, Branch Manager. Mr. Bussard is a 18 year veteran of the mortgage, banking and real estate services industry.

In 1991, Gary Bussard founded Residential Building Services, a full service home inspection company, and after three successful years of developing the real estate home inspection service company, Mr. Bussard pursued the mortgage brokerage industry forming “Residential Mortgage Consultants”. After 13 years of operating these two businesses, “Residential Mortgage Consultants” was acquired by Envoy Mortgage as a mortgage banking firm.  In addition, Mr. Bussard invested time and financial resources in mortgage computer programs, including Mortgage Returns of which is custom to Envoy Mortgage as well as many national and local mortgage company and banks.

His entrepreneur ambitions continued in 2005 when Gary completed his real estate broker license. In 2006 he founded and started Corporate Square Executive Suites, a full service office suites and business center company. He also became a partner of a local title company, Benchmark Title, LLC.

As an "outsider" starting his business in St. Louis, Gary learned the importance of "strategic networking". This vital skill has positioned his business to be "referral only".

Gary has held his Missouri real estate license since 1986, Missouri mortgage broker license since 1993, and Missouri real estate broker license since 2005. He is currently an active member of the MAMB and NAMB (Missouri and National Mortgage Brokerage Associations), the Missouri and St. Louis Board of Realtors and Womens Counsel of Real Estate Professionals. 

In June of 2008, Gary was recognized in an article in the Broker Magazine as being one of the top 30 Mortgage Broker Producers in the county. In 2009 & 2010 was Envoy Mortgage's national #1 top producer.

Prior to starting his real estate and finance career, Gary spent 7 years in marketing and sales in the computer and construction trades industries. Gary is also an active investor in residential and commercial real estate with properties located in Missouri, Florida and Colorado.

Gary resides in Creve Coeur with his lovely wife of 17 years, Kim Bussard, children Haley 15, Mackenzie 12 and Bryce 10. Both Gary and Kim are actively involved with their three children and their extracurricular activities and achievements, which include Horseback Riding, Basketball, Tennis, Golf and Snow Skiing. Gary and Kim are also involved actively and financially with a number of local charities and fundraisers.

                                  Mission Statement

Gary believes trust, customer service, and loan cost are fundamental requirements of our industry. Our success is based on providing these fundamental requirements and by differentiating ourselves by providing smart and timely financial advice.

       Kristi Runyan             

  krunyan@envoymortgage.com

Senior Mortgage Banker Kristi Runyan, has been a top producer in the mortgage industry for the past 10 years.  Kristi along with the assistance of her experienced and professional team has helped build families dreams of ownership.  Kristi derives her business from local home builders, realtors, financial planners, and most of all referrals from happy satisfied clients.  "There are so may options for my client's wants and needs.  My service does not end at closing; my clients become part of my mortgage family.  I am constantly tracking their best interest".  Kristi lives in St. Louis with her husband Scott and their three wonderful children.  She and her family are involved in the community and several charitable organizations.

                Vicki Groswald

           vgroswald@envoymortgage.com

Mortgage Banker Vicki Groswald, has 9 years of experience with loan origination.  Vicki prides herself in her ability to help her clients determine the best mortgage to fit their personal financial needs.  Vicki is a native St. Louisan, with extensive knowledge in marketing and property management.  She also sits on the board of serval charitable organizations.  She resides in Clayton, Missouri with her husband Alan and two of her four children.

Greg Iverson

                    giverson@envoymortgage.com  

Greg entered the real estate and mortgage industry immediately upon graduating from the University of Missouri - Columbia with a business degree in Finance & Banking. He went on to earn his Missouri and Texas real estate broker licenses in 2004 and 2005 respectively. Since that time he has worked in various roles including, finance, retail sales, investments, corporate owned property sales, and rehab project management. In 2007, Greg founded a real estate firm catering to retail buyers and sellers as well as investors. He is also an active real estate investor and has participated in several residential rehab projects. Greg's clients feel that his various roles in the real estate and mortgage business give him the tools necessary to offer expert mortgage advice. He is able to view a mortgage loan as a financial tool and understands the long term impact it has on one's financial future.