ENVOY MORTGAGE Blog

We have some important information to share with you regarding your Credit Score:

Under the Fair Credit Reporting Act (FCRA), the Consumer Credit Reporting Companies are permitted to include your name on lists used by creditors or insurers to make firm offers of credit or insurance that are NOT INITIATED BY YOU (“Firm Offers”). The FCRA also provides you the right to “Opt-Out”, which prevents Consumer Credit Reporting Companies from providing your credit file information for Firm Offers. To Opt-Out from receiving Firm Offers for Five Years (electronically through the website) or Opt-Out from receiving Firm Offers permanently (mail permanent Opt-Out Election form available through the website), please go to: www.optoutprescreen.com. By doing so, it may increase your Credit Scores.

For further information or questions, please contact Gary Bussard at

(314) 993-6690.