Recording Fee Defined

A recording fee is a fee charged by the lender and title company to record mortgage documents at the county. Some lenders and title companies break out the recording fee and others just lump it in with other fees like an administration fee. So you may see it and you may not.

Every mortgage has documents that need to be recorded at the county. Changes of ownership and mortgages being put on or taken off a property are recorded and become part of public records. The county charges by the page to record documents and the lender and title company has to pay the county.

So a recording fee is a legitimate fee whether you see it broken out or not…the documents have to be recorded and the county has to get paid. Recording fees are part of your closing costs. Read more about your Good Faith Estimate and HUD-1 closing statement.

Please call us or post any questions you may have about the recording fees.  Thanks for reading!